Thursday, May 18, 2023How much you pay for your medication will vary, even if you have Medicare Part D coverage. That’s because every pill has a different value and use. How insurance companies pay for different drugs will likewise differ. This likely comes from the way Medicare’s prescription formulary pays. READ MORE >>
Thursday, May 18, 2023Umbrella insurance acts as a liability safety net for your other policies: When your auto and home liability limits are depleted, your umbrella kicks in to back you up. Umbrella insurance provides additional liability coverage for you and your family in the event of an at-fault accident or if someone sues you. READ MORE >>
Wednesday, April 19, 2023Life insurance is a topic some people don't want to talk about, and a topic some just don't think about. If you fall into one of those categories, maybe it's because it seems you are paying for something you will never use. But, those you love can benefit greatly from it. READ MORE >>
Wednesday, April 19, 2023Life insurance provides financial support to a beneficiary after your death. By comparison, disability insurance helps you during your lifetime. Many people benefit from both forms. These types of protections often provide essential help in some of your most challenging times. READ MORE >>
Friday, March 24, 2023Although many people have heard of long-term care insurance, they don’t really know what it is or if they need it. Long-term care insurance helps pay for custodial and non-medical care services for policyholders who cannot perform everyday activities on their own, such as bathing, dressing, eating, toileting and transferring (e. READ MORE >>
Wednesday, March 15, 2023At a glance, the difference between whole life insurance and term life insurance comes down to the cost and length of the policy, but there are some nuances to both types of coverage. The most important thing is that you have the coverage you need in place if the unexpected happens. READ MORE >>
Monday, February 20, 2023One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected. READ MORE >>
Wednesday, February 8, 2023When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk? READ MORE >>
Monday, January 23, 2023Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>
Wednesday, January 18, 2023Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce your rate. READ MORE >>
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