Call Us (800) 797-2016 ☰ ˟
Logo
Call Us (800) 797-2016
  • Home
  • Products
    • Automobile
    • Homeowners
    • Business & CommercialImage of right arrow
      • Business Owners Policy (BOP)
      • Workers Compensation
    • Cyber Liability Insurance
    • FarmImage of right arrow
      • Crop
      • Farm Equipment Insurance
      • Livestock Insurance
    • Renters
    • Life
    • Supplemental Health Insurance
    • Long-Term Care Insurance
    • Agritainment
    • Artisan Contractors
    • Commercial Agriculture
    • Directional Boring
    • ID Theft
  • Get A Quote
    • Auto
    • Homeowners
    • Renters
    • Business & Commercial
    • Farm
    • Life
    • Long-Term Care
  • Resources
    • Blog
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Employee Directory
    • Why Choose an Independent Agent?
    • Insurance in Cincinnati, OH
    • Insurance in Chillicothe, OH
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto and Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

Farm

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Long Term Care

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Is Livestock Property?
WEDNESDAY, JUNE 29, 2022

Is Livestock Property?

When it comes to insurance, livestock is considered a type of property. It’s important not to depend solely on your commercial property insurance if you own a farm, however. Farm insurance offers a lot of coverages for the unique risks farms face, including livestock insurance. 


What Does Livestock Insurance Cover? 


Livestock insurance provides compensation for injury or death of a farm’s livestock. Incidents that incur loss covered by this insurance are: a large brick building with grass in front of a house


  • Loading and unloading, electrocution, fire, smoke, explosions and other accidents 

  • Natural disasters such as sinkholes, volcanic eruption and earthquakes* 

  • Flooding, lightning, wind, hail, theft, vandalism, etc. 

  • Death while in transport 



*Earthquake coverage must be purchased separately. You can also purchase additional coverage for accidental shootings, drowning, wild animal or dog attacks and building collapse. 


Livestock insurance does not cover when animals day or old age or natural diseases. In order to expand this coverage, you can purchase full animal mortality coverage, which covers natural and unnatural deaths such as illnesses, injuries and sickness. 


 Livestock included in this insurance include: 


  • Cattle 

  • Buffalo and bison 

  • Goats 

  • Sheep 

  • Horses 

  • Llama and alpaca 

  • Deer 

  • Pigs 

  • Elk 

  • Ostrich 

  • Emu 

  • Chickens 



Certain exotic animals may be excluded from this coverage. Livestock insurance also covers liability in case an animal or livestock causes bodily injury or property damage to someone else. This is crucial for farms and ranches that host events, allow tours or offer horseback riding. 


How Much is Farm Livestock Insurance? 



Farm insurance livestock insurance is calculated based on the value of the animal or animals. It also depends on the size of your farm and type of coverage. Most farms don’t purchase livestock insurance on its own, but as a package under a farm insurance policy. Farm insurance often includes livestock insurance as well as: 


  • Property Coverage: Property coverage for farms is extremely versatile. It covers not only the farmer’s home, but also sheds, barns and other structures crucial to the farm. It can also cover the contents of those buildings in case of fire, lightning, smoke, wind, hail, theft, vandalism and more. 

  • Farm Equipment Coverage: Farm equipment is expensive. If it suddenly breaks down or is lost due to a covered incident, farm equipment insurance can help you replace the lost or damaged items. 

  • General Liability: General liability insurance covers accidents of bodily injury or property damage to someone else while on the farm. It can help with medical payments, as well. 

Posted 1:04 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2018

  • insurance(36)
  • coverage(23)
  • policy(14)
  • business(9)
  • commercial(8)
  • homeowners(6)
  • auto(5)
  • life insurance(4)
  • bop(4)
  • car(4)
  • care(4)
  • health(4)
  • owners(4)
  • long(4)
  • liability(4)
  • term(4)
  • home(3)
  • whole(3)
  • retirement(3)
  • ranch(3)
  • livestock(3)
  • life(3)
  • equipment(3)
  • accident(3)
  • farm(3)
  • terms(3)
  • damage(3)
  • requirements(2)
  • builders(2)
  • cyber(2)
  • flood(2)
  • flood insurance(2)
  • auto insurance(2)
  • risk(2)
  • classic(1)
  • secuity(1)
  • claims(1)
  • general liability(1)
  • liability coverage(1)
  • long term care insurance(1)
  • laibility(1)
  • car insurance(1)
  • bop insurance(1)
  • high(1)
  • vintage(1)
  • workers(1)
  • cyber liability insurance(1)
  • online(1)
  • general(1)
  • farm insurance(1)

View Mobile Version

Contact Us Today!
(800) 797-2016

Social Social Social Social Social

Resources

  • Products
  • Pay My Bill
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

Loveland Location

420 W Loveland Ave.
Loveland, OH 45140

Chillicothe Location

106 S Walnut Street
Chillicothe, OH 45601

© Copyright. All rights reserved. | Powered by Insurance Website Builder