General Liability Insurance
General Liability Insurance Information
General Liability Insurance in Loveland, OH
Owning a business means being susceptible to certain risks and accidents that might occur because of your business operations. Incidents like injuries, theft and property damage are all examples of unfortunate scenarios that could happen at any given time. A general liability insurance policy can help protect you from such instances by limiting out-of-pocket costs.
Through our vast experience and unwavering determination, our agents at Wilber-Price Insurance Group can help you find coverage that fits your needs. If you live near Loveland, Ohio, reach out to one of our agents for assistance today.
What does general liability insurance cover?
A general liability policy provides coverage for claims of bodily injury or other physical injuries, personal injury (libel or slander), and advertising injury and property damage as a result of your products, premises or operations. It can be offered as a package policy with other coverages such as property, crime, automobile and more. As a safeguard against liability, general liability enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. These policies also provide coverage for the cost to defend and settle claims.
How much coverage does your business need?
The amount of coverage your business needs depends on three factors: perceived risk, where you operate your business and the type of products you manufacture.
Perceived risk: Consider the amount of risk associated with your business operations and functions; for instance, if you manufacture heavy machinery, you would generally need more coverage than another organization that manufactures stuffed animals.
Premises and operations liability: If you operate in a state with a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
Type of product manufactured: If you manufacture a product that is capable of causing some type of harm or injury, you may want to carry higher limits of liability.
At Wilber-Price, we will help you find general liability coverage tailored to fit your exact needs.
Get covered today
Having a general liability insurance policy is essential for protecting you and your business. Our agents can help you find adequate coverage. Don’t waste a second.
Visit our website or contact us at 800-797-2016 for a free quote.