Insurance can be confusing. Without the proper guidance, it’s sometimes difficult to understand what insurance coverage you might need. If you’re a Chillicothe, Ohio resident who needs insurance, our experienced agents at Wilber-Price Insurance Group can help you get the coverage that best meets your needs.
The team at Wilber-Price Insurance Group has been providing Ohio residents with quality insurance coverage for years. Whether you need a home, auto, business, farm, life or long-term care policy, we’re here to help.
What Is the Difference Between an Exclusive and an Independent Agent?
If someone is an exclusive agent, also called a captive agent, they sell policies for a single insurance company. An independent insurance agent, however, doesn’t work for a specific insurance company. They work on behalf of their clients to get the best possible insurance policies from reputable companies.
What Type of Agent Is Wilber-Price Insurance Group?
Wilber-Price Insurance Group is an independent agent. We work with numerous insurance companies to provide our customers with insurance products and solutions. Because we work with various insurers, we can share different insurance options with a range of coverages and costs. We can give our customers a broader range of options when choosing their insurance coverage than an exclusive agent.
What Is a Commercial Line of Insurance?
A commercial line of insurance is a type of property and casualty insurance intended for businesses. Commercial insurance premiums are generally higher, and so are policy limits. Typical commercial insurance includes general liability, workers’ compensation, professional liability, cyber liability and commercial auto.
What Is a Personal Line of Insurance?
In contrast to a commercial line of insurance, a personal line of insurance refers to any insurance policy that protects individuals against losses resulting from injury to someone else or loss or property damage. This coverage is used every day by people to protect themselves, their property and their belongings. Common types of personal lines policies include homeowners or renters insurance, auto insurance, life insurance and disability income insurance.
Get Your Insurance Today
If you live in or around the Chillicothe area and need insurance, don’t wait. We can set up an appointment to discuss the types of insurance suited for your needs. Call our team at Wilber-Price Insurance Group today at 800-797-2016 to get started.